Personal Financial Literacy, Second Edition, covers the importance and process of planning spending, financing, and saving and investing to create the best possible financial future. Students learn how their financial planning decisions allow them to develop a financial plan, which involves a set of decisions on how they plan to manage their spending, financing, and investing.
This text emphasizes that an early knowledge of personal finance can help students avoid common financial pitfalls and accomplish their goals, whatever they are. Students also learn that most goals have a financial component.
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